/* ============================================================
   SUMMIT ACQUISITIONS GROUP INC. — GLOBAL STYLESHEET
   Brand: Navy #0a1628 | Gold #c8922a
   Fonts: Playfair Display (headings) | DM Sans (body)
   ============================================================ */

:root {
  --navy:       #0a1628;
  --navy-mid:   #122040;
  --navy-light: #1a2e50;
  --gold:       #c8922a;
  --gold-light: #dba84a;
  --gold-dark:  #a87520;
  --white:      #ffffff;
  --off-white:  #f8f6f1;
  --cream:      #fdf9f3;
  --gray:       #6b7280;
  --light-gray: #e8e8e8;
  --text:       #0a1628;
  --text-light: #4a5568;
}

/* ─── Reset ─────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: 'DM Sans', sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* ─── Typography ─────────────────────────────────────────── */
h1, h2, h3, h4, h5 {
  font-family: 'Playfair Display', serif;
  line-height: 1.2;
  color: var(--navy);
}
h1 { font-size: clamp(2rem, 5vw, 3.25rem); font-weight: 700; }
h2 { font-size: clamp(1.65rem, 3.5vw, 2.5rem); font-weight: 600; }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.5rem); font-weight: 600; }
h4 { font-size: 1.1rem; font-weight: 600; }
p  { font-size: 1rem; color: var(--text-light); }

/* ─── Layout ─────────────────────────────────────────────── */
.container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
}
.section {
  padding: 80px 0;
}
.section-sm {
  padding: 56px 0;
}
.text-center { text-align: center; }
.text-white  { color: var(--white) !important; }
.text-gold   { color: var(--gold); }

/* ─── Buttons ─────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 15px 32px;
  border-radius: 4px;
  font-family: 'DM Sans', sans-serif;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.2s ease;
  border: 2px solid transparent;
  white-space: nowrap;
}
.btn-primary {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}
.btn-primary:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(200, 146, 42, 0.35);
}
.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: var(--white);
}
.btn-outline:hover {
  background: var(--white);
  color: var(--navy);
}
.btn-outline-gold {
  background: transparent;
  color: var(--gold);
  border-color: var(--gold);
}
.btn-outline-gold:hover {
  background: var(--gold);
  color: var(--navy);
}
.btn-lg {
  padding: 18px 40px;
  font-size: 1.1rem;
}

/* ─── Top Bar ─────────────────────────────────────────────── */
.top-bar {
  background: var(--navy-mid);
  padding: 10px 0;
  border-bottom: 1px solid rgba(200,146,42,0.2);
}
.top-bar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.top-bar p {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.75);
  margin: 0;
}
.top-bar a {
  color: var(--gold);
  font-weight: 600;
  font-size: 0.9rem;
  letter-spacing: 0.02em;
}
.top-bar a:hover { color: var(--gold-light); }

/* ─── Navigation ─────────────────────────────────────────── */
.nav {
  background: var(--navy);
  padding: 0;
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: 0 2px 20px rgba(0,0,0,0.3);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
  gap: 24px;
}
.nav-logo {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}
.nav-logo-primary {
  font-family: 'Playfair Display', serif;
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.01em;
}
.nav-logo-sub {
  font-size: 0.7rem;
  color: var(--gold);
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav-links a {
  color: rgba(255,255,255,0.85);
  font-size: 0.92rem;
  font-weight: 500;
  letter-spacing: 0.02em;
  transition: color 0.2s;
  position: relative;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--gold);
  transition: width 0.2s;
}
.nav-links a:hover { color: var(--white); }
.nav-links a:hover::after { width: 100%; }
.nav-links a.active { color: var(--gold); }
.nav-cta { margin-left: 8px; }

/* Hamburger */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
  background: none;
  border: none;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  transition: all 0.3s;
  border-radius: 2px;
}

/* Mobile nav */
.nav-mobile {
  display: none;
  background: var(--navy-mid);
  padding: 16px 24px 24px;
  border-top: 1px solid rgba(255,255,255,0.08);
}
.nav-mobile a {
  display: block;
  color: rgba(255,255,255,0.85);
  font-size: 1rem;
  font-weight: 500;
  padding: 12px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  transition: color 0.2s;
}
.nav-mobile a:hover { color: var(--gold); }
.nav-mobile a.active { color: var(--gold); }
.nav-mobile .btn { width: 100%; margin-top: 16px; justify-content: center; }
.nav-mobile.open { display: block; }

/* ─── Hero ───────────────────────────────────────────────── */
.hero {
  background: var(--navy);
  background-image: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  padding: 88px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: 0; right: 0; bottom: 0; left: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23c8922a' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
}
.hero-inner {
  display: grid;
  grid-template-columns: 1fr 400px;
  gap: 56px;
  align-items: center;
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(200,146,42,0.12);
  border: 1px solid rgba(200,146,42,0.3);
  color: var(--gold);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 100px;
  margin-bottom: 20px;
}
.hero h1 {
  color: var(--white);
  margin-bottom: 20px;
}
.hero h1 span { color: var(--gold); }
.hero-sub {
  color: rgba(255,255,255,0.8) !important;
  font-size: 1.15rem !important;
  margin-bottom: 32px;
  max-width: 520px;
}
.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 40px;
}
.hero-trust {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}
.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.75);
  font-size: 0.88rem;
}
.hero-trust-item svg { color: var(--gold); flex-shrink: 0; }

/* Hero Form Card */
.hero-form-card {
  background: var(--white);
  border-radius: 8px;
  padding: 36px 32px;
  box-shadow: 0 24px 64px rgba(0,0,0,0.4);
  position: relative;
}
.hero-form-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: var(--gold);
  border-radius: 8px 8px 0 0;
}
.hero-form-card h3 {
  font-size: 1.3rem;
  margin-bottom: 6px;
}
.hero-form-card p {
  font-size: 0.88rem;
  margin-bottom: 24px;
  color: var(--gray);
}

/* ─── Form Styles ─────────────────────────────────────────── */
.form-group {
  margin-bottom: 16px;
}
.form-group label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
  letter-spacing: 0.02em;
  text-transform: uppercase;
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 13px 16px;
  border: 1.5px solid var(--light-gray);
  border-radius: 4px;
  font-family: 'DM Sans', sans-serif;
  font-size: 0.95rem;
  color: var(--navy);
  background: var(--white);
  transition: border-color 0.2s, box-shadow 0.2s;
  outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(200,146,42,0.12);
}
.form-group input::placeholder,
.form-group textarea::placeholder {
  color: #aab0bc;
}
.form-group textarea { resize: vertical; min-height: 90px; }
.form-submit { width: 100%; padding: 16px; font-size: 1.05rem; }
.form-privacy {
  font-size: 0.75rem;
  color: var(--gray);
  text-align: center;
  margin-top: 12px;
  line-height: 1.5;
}
.form-privacy a { color: var(--gold); text-decoration: underline; }

/* ─── Trust Bar ───────────────────────────────────────────── */
.trust-bar {
  background: var(--off-white);
  border-top: 1px solid var(--light-gray);
  border-bottom: 1px solid var(--light-gray);
  padding: 32px 0;
}
.trust-bar-grid {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 0;
  flex-wrap: wrap;
}
.trust-bar-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 16px 40px;
  border-right: 1px solid var(--light-gray);
}
.trust-bar-item:last-child { border-right: none; }
.trust-bar-number {
  font-family: 'Playfair Display', serif;
  font-size: 2rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 4px;
}
.trust-bar-label {
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--gray);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

/* ─── Section Headers ─────────────────────────────────────── */
.section-header {
  margin-bottom: 52px;
}
.section-header.centered { text-align: center; }
.section-eyebrow {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
}
.section-header h2 { margin-bottom: 16px; }
.section-header p {
  font-size: 1.05rem;
  max-width: 580px;
}
.section-header.centered p { margin: 0 auto; }

/* ─── How It Works ─────────────────────────────────────────── */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  position: relative;
}
.steps-grid::before {
  content: '';
  position: absolute;
  top: 36px;
  left: calc(16.66% + 16px);
  right: calc(16.66% + 16px);
  height: 2px;
  background: linear-gradient(90deg, var(--gold) 0%, var(--gold) 100%);
  background-image: repeating-linear-gradient(90deg, var(--gold) 0, var(--gold) 8px, transparent 8px, transparent 16px);
  opacity: 0.4;
}
.step-card {
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: 8px;
  padding: 36px 28px;
  text-align: center;
  transition: border-color 0.2s, box-shadow 0.2s;
  position: relative;
}
.step-card:hover {
  border-color: var(--gold);
  box-shadow: 0 8px 32px rgba(200,146,42,0.1);
}
.step-number {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  font-family: 'Playfair Display', serif;
  font-size: 1.4rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  position: relative;
  z-index: 1;
}
.step-card h3 { margin-bottom: 10px; font-size: 1.15rem; }
.step-card p { font-size: 0.95rem; }

/* ─── Benefits Comparison ──────────────────────────────────── */
.comparison-bg { background: var(--off-white); }
.comparison-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}
.comparison-card {
  border-radius: 8px;
  overflow: hidden;
  border: 1.5px solid var(--light-gray);
}
.comparison-card.featured {
  border-color: var(--gold);
  box-shadow: 0 8px 40px rgba(200,146,42,0.15);
}
.comparison-header {
  padding: 20px 28px;
  background: var(--light-gray);
  display: flex;
  align-items: center;
  gap: 10px;
}
.comparison-card.featured .comparison-header {
  background: var(--navy);
  color: var(--white);
}
.comparison-header h3 {
  font-size: 1.1rem;
  color: var(--navy);
}
.comparison-card.featured .comparison-header h3 { color: var(--white); }
.comparison-badge {
  background: var(--gold);
  color: var(--navy);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 3px 10px;
  border-radius: 100px;
  margin-left: auto;
}
.comparison-body { padding: 8px 0; }
.comparison-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 14px 28px;
  border-bottom: 1px solid var(--light-gray);
  font-size: 0.95rem;
  color: var(--text-light);
}
.comparison-item:last-child { border-bottom: none; }
.check-icon {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #dcfce7;
  color: #16a34a;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
  font-size: 0.75rem;
  font-weight: 700;
}
.x-icon {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #fee2e2;
  color: #dc2626;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
  font-size: 0.75rem;
  font-weight: 700;
}

/* ─── Seller Situations ────────────────────────────────────── */
.situations-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.situation-card {
  background: var(--white);
  border: 1.5px solid var(--light-gray);
  border-radius: 8px;
  padding: 28px 20px;
  text-align: center;
  transition: all 0.2s;
  cursor: default;
}
.situation-card:hover {
  border-color: var(--gold);
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(200,146,42,0.12);
}
.situation-icon {
  width: 52px;
  height: 52px;
  background: rgba(200,146,42,0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 14px;
  font-size: 1.4rem;
}
.situation-card h4 { font-size: 0.95rem; margin-bottom: 6px; }
.situation-card p { font-size: 0.83rem; line-height: 1.55; }

/* ─── Main CTA / Form Section ───────────────────────────────── */
.cta-form-section { background: var(--navy); }
.cta-form-inner {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 64px;
  align-items: center;
}
.cta-form-left h2 { color: var(--white); margin-bottom: 16px; }
.cta-form-left h2 span { color: var(--gold); }
.cta-form-left p { color: rgba(255,255,255,0.75) !important; font-size: 1.05rem !important; margin-bottom: 32px; }
.cta-checklist { margin-bottom: 32px; }
.cta-checklist li {
  display: flex;
  align-items: center;
  gap: 12px;
  color: rgba(255,255,255,0.85);
  font-size: 0.95rem;
  margin-bottom: 10px;
}
.cta-checklist li::before {
  content: '✓';
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: rgba(200,146,42,0.2);
  border: 1.5px solid var(--gold);
  color: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  font-weight: 700;
  flex-shrink: 0;
}
.cta-phone {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--white);
}
.cta-phone-label { font-size: 0.8rem; color: rgba(255,255,255,0.6); display: block; }
.cta-phone a { font-size: 1.3rem; font-weight: 700; color: var(--gold); }
.cta-phone a:hover { color: var(--gold-light); }

.form-card {
  background: var(--white);
  border-radius: 8px;
  padding: 36px 32px;
  position: relative;
}
.form-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: var(--gold);
  border-radius: 8px 8px 0 0;
}
.form-card h3 { font-size: 1.25rem; margin-bottom: 6px; }
.form-card > p { font-size: 0.85rem; color: var(--gray); margin-bottom: 24px; }

/* ─── FAQ ─────────────────────────────────────────────────── */
.faq-list { max-width: 760px; margin: 0 auto; }
.faq-item {
  border: 1.5px solid var(--light-gray);
  border-radius: 6px;
  margin-bottom: 12px;
  overflow: hidden;
  transition: border-color 0.2s;
}
.faq-item.open { border-color: var(--gold); }
.faq-question {
  width: 100%;
  background: var(--white);
  border: none;
  padding: 20px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  cursor: pointer;
  text-align: left;
  font-family: 'DM Sans', sans-serif;
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  transition: background 0.2s;
}
.faq-question:hover { background: var(--off-white); }
.faq-icon {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 1.1rem;
  font-weight: 300;
  transition: transform 0.25s, background 0.2s;
}
.faq-item.open .faq-icon {
  background: var(--gold);
  transform: rotate(45deg);
}
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease, padding 0.3s ease;
}
.faq-answer-inner {
  padding: 0 24px 20px;
  font-size: 0.95rem;
  color: var(--text-light);
  line-height: 1.7;
}
.faq-item.open .faq-answer { max-height: 400px; }

/* ─── Locations / Service Areas ─────────────────────────────── */
.locations-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 12px;
}
.location-link {
  background: var(--off-white);
  border: 1.5px solid var(--light-gray);
  border-radius: 6px;
  padding: 16px 12px;
  text-align: center;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--navy);
  transition: all 0.2s;
  display: block;
}
.location-link:hover {
  background: var(--navy);
  color: var(--gold);
  border-color: var(--navy);
}
.location-link span {
  display: block;
  font-size: 0.75rem;
  color: var(--gray);
  margin-top: 2px;
}
.location-link:hover span { color: rgba(255,255,255,0.6); }

/* ─── Footer ─────────────────────────────────────────────── */
.footer {
  background: var(--navy);
  border-top: 3px solid var(--gold);
  padding: 56px 0 24px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 48px;
}
.footer-brand {}
.footer-logo-primary {
  font-family: 'Playfair Display', serif;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--white);
  display: block;
  margin-bottom: 2px;
}
.footer-logo-sub {
  font-size: 0.7rem;
  color: var(--gold);
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  display: block;
  margin-bottom: 16px;
}
.footer-tagline {
  color: rgba(255,255,255,0.6) !important;
  font-size: 0.88rem !important;
  line-height: 1.6;
  margin-bottom: 20px;
}
.footer-nap {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.7);
  line-height: 1.8;
}
.footer-nap a { color: var(--gold); }
.footer-nap a:hover { color: var(--gold-light); }
.footer-col h4 {
  color: var(--white);
  font-size: 0.88rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.footer-col li { margin-bottom: 10px; }
.footer-col a {
  color: rgba(255,255,255,0.6);
  font-size: 0.88rem;
  transition: color 0.2s;
}
.footer-col a:hover { color: var(--gold); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}
.footer-copy {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.45);
}
.footer-legal {
  display: flex;
  gap: 20px;
}
.footer-legal a {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.45);
  transition: color 0.2s;
}
.footer-legal a:hover { color: var(--gold); }

/* ─── Sticky Phone Bar (mobile) ──────────────────────────── */
.sticky-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 900;
  background: var(--navy);
  border-top: 2px solid var(--gold);
  padding: 12px 16px;
  gap: 10px;
}
.sticky-cta a {
  flex: 1;
  text-align: center;
  padding: 13px 10px;
  border-radius: 4px;
  font-size: 0.9rem;
  font-weight: 700;
}

/* ─── Page Hero (inner pages) ────────────────────────────── */
.page-hero {
  background: var(--navy);
  padding: 64px 0;
  text-align: center;
}
.page-hero h1 { color: var(--white); margin-bottom: 12px; }
.page-hero h1 span { color: var(--gold); }
.page-hero p { color: rgba(255,255,255,0.75) !important; max-width: 600px; margin: 0 auto; font-size: 1.05rem !important; }
.breadcrumb {
  display: flex;
  justify-content: center;
  gap: 8px;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.5);
  margin-bottom: 16px;
}
.breadcrumb a { color: var(--gold); }
.breadcrumb a:hover { color: var(--gold-light); }

/* ─── Responsive ─────────────────────────────────────────── */
@media (max-width: 1024px) {
  .hero-inner { grid-template-columns: 1fr 360px; gap: 40px; }
  .cta-form-inner { grid-template-columns: 1fr 380px; gap: 48px; }
  .situations-grid { grid-template-columns: repeat(3, 1fr); }
  .footer-grid { grid-template-columns: 1.5fr 1fr 1fr; }
}

@media (max-width: 768px) {
  .section { padding: 56px 0; }
  .section-sm { padding: 40px 0; }

  .top-bar .container { flex-direction: column; gap: 4px; text-align: center; }

  .nav-links, .nav-cta { display: none; }
  .nav-toggle { display: flex; }

  .hero { padding: 56px 0 48px; }
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero-form-card { max-width: 480px; }

  .trust-bar-item { padding: 14px 20px; border-right: none; border-bottom: 1px solid var(--light-gray); width: 50%; }
  .trust-bar-item:nth-child(odd) { border-right: 1px solid var(--light-gray); }
  .trust-bar-item:last-child { border-bottom: none; }
  .trust-bar-grid { flex-wrap: wrap; }

  .steps-grid { grid-template-columns: 1fr; }
  .steps-grid::before { display: none; }

  .comparison-grid { grid-template-columns: 1fr; }

  .situations-grid { grid-template-columns: repeat(2, 1fr); }

  .cta-form-inner { grid-template-columns: 1fr; gap: 40px; }

  .locations-grid { grid-template-columns: repeat(2, 1fr); }

  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .footer-legal { justify-content: center; }

  .sticky-cta { display: flex; }

  body { padding-bottom: 72px; }
}

@media (max-width: 480px) {
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; justify-content: center; }
  .situations-grid { grid-template-columns: 1fr 1fr; }
  .locations-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr; }
  .trust-bar-item { width: 100%; border-right: none; }
}